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Banking Without Borders

Technically Money

Banking Without Borders is a podcast about modern money — from digital banks and cashback cards to savings, credit cards, FX, global accounts, and the financial products reshaping how people manage money in the UK and beyond.

We focus less on hype and more on what actually matters: who a product is for, how it makes money, where the trade-offs are, and whether it’s genuinely worth using.

If you want clear thinking, real-world context, and fewer buzzwords and less BS when it comes to banking, cards, and personal finance, this is the podcast.

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  1. Trading 212 Killed Its Cashback – What Now? 14:37
  2. Best UK Savings Rates — November 2026 | 5.4% Fixed & Savings Tax Rise Update 19:42
  3. Why We Think Personal Loans Are Predatory (And Better Ways to Borrow) 30:58
  4. The 10 Best Cashback Cards in the UK – Ranked by What They Actually Pay 20:56
  5. Revolut Hiked Prices Again: Is It Time to Quit? 17:22
  6. We Ranked the UK’s 10 Best PAID Bank Accounts 26:03
  7. Best UK Savings Rates — October 2026 | 5.35% Fixed & Starling 5% Easy-Access Warning 19:49
  8. Revolut Handed Customer Data to a Scammer. Here's What Happened 23:49
  9. Monzo Aura: The £15 Credit Card That Doesn't Add Up 26:29
  10. Can Revolut Actually Win In America? 26:13
  11. How Monzo Nearly Went Bust and Became Profitable 28:18
  12. Best UK Savings Rates — September 2026 | 5% Fixed & Premium Bonds' Rise 15:56
  13. What's Gone Wrong at Starling Bank? 28:28
  14. Revolut Is Building Airport Lounges (While Quietly Cutting Perks ) 31:11
  15. £5 for Being Broke: The Bank Accounts Exploiting the Desperate 26:14
  16. Up to 10% Cashback – The Craziest Cards You've Never Heard Of 32:51
  17. Best UK Savings Rates — August 2026 | 8% Regular Savers, 5% Fixed & More 13:38
  18. IHG's Revolut Card: Genuine Bargain or Shiny Trap? 25:35
  19. Stocks & Shares ISAs: XTB vs Trading 212 vs IG vs eToro 10:40
  20. Revolut's Dogecoin Card – The "No Fees" Card That Cost Us 12% 17:41
  21. The Best & Worst Travel Cards For Summer 2026 21:48
  22. Best UK Savings Rates — July 2026 | 8% Regular Saver, 4.90% Fixed & More 12:06
  23. Amex Platinum vs Revolut Ultra: If You Had To Pick One, Which Would You Choose? 21:13
  24. Monzo vs Revolut vs Starling vs Chase UK – Which Digital Bank Wins? 28:43
  25. Is This The Best FREE Bank Account in Europe? (3% Interest & 1% 'Cashback') 15:07
  26. Revolut vs WISE: Who Has The Best Travel Card? 19:44
  27. Every Revolut Plan Explained — What Nobody Tells You Before You Upgrade 24:04
  28. Best UK Savings Rates — June 2026 | Easy Access, Cash ISAs, Fixed Bonds & More 15:24
  29. Can Monzo Compete With Revolut In Europe? 25:40
  30. Is HSBC Premier the Best Bank Account in the UK? 17:38
  31. Revolut Just Raised Prices Across Europe — Is It Still Worth Paying For? 22:25
  32. How to Fly Business Class Without Paying Business Class Prices 27:47
  33. 5% Easy-Access Is Back! UK Savings Rates Update - May 2026 14:16
  34. Is AMEX Platinum Really Worth £650? 23:17
  35. Can the Yonder Card Replace Revolut? We Asked the CEO! 32:03
  36. Monzo Max vs Revolut Metal: Which Premium Bank Account Is Right For You? 21:50
  37. Cash ISAs Explained: eToro, XTB, Bonus Rate Traps & How to Pick the Right One 15:22
  38. Ranking Exclusive UK Private Bank Accounts: Coutts vs HSBC vs Barclays vs Lloyds 20:25
  39. Don’t Miss the Cash ISA Deadline: Up to 4.81% on ISAs & 4.75% on Easy-Access! 10:34
  40. When Did Bank Cards Become Status Symbols? 19:59
  41. Should Revolut Be Your Main Bank Account? 24:07
  42. Has Trading 212 Built a Better Card Than Revolut? 12:37
  43. Revolut Finally Gets Its UK Banking Licence: What Changes Now? 10:03
  44. Best UK Premier Bank Accounts Ranked (NatWest vs HSBC vs Barclays vs Lloyds) 19:59
  45. Up To 7.5% On Savings! UK Rates Update – Best Cash ISAs, Easy Access & More (March '26) 10:01
  46. Best & Worst Premium Bank Accounts for Insurance in the UK (2026) 23:29
  47. Is Klarna Max a Real Alternative to Revolut Ultra? 24:14
  48. The UK Credit Card Ladder: From Credit Builder to AMEX Platinum & Ultra Exclusive! 24:55
  49. The Trading 212 Card: Rewards, FX, and the Trade-Offs 13:47
  50. Are Revolut RevPoints Worth It in 2026? 26:14