insideABODE
How Early Should You Talk to a Lender Before Buying a Home? | Gio Cervantes
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From the insideABODE archive: Lender Gio Cervantes on the first step toward buying a home (recorded November 2025).
What really keeps people from talking to a lender? Fear of hearing no. Gio explains why a no with a reason is actually a plan (fix the credit, work on debt-to-income, come back in three or six months), why it's better to know your baseline than to guess, and why the credit moves…