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Compound Interest – Str8Digital

Str8Digital

A show about the small financial decisions that compound over time, covering long-term wealth, investing, and the vehicles that build financial freedom. Not financial advice — for educational and entertainment purposes only.

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Episodes

75 episodes

  1. How Compound Interest Works Against You With Debt 22:05
  2. The Power of Catch-Up Contributions in Your 50s 24:22
  3. The Sinking Fund Strategy: How Compounding Emergency Savings Protects Your Investment Portfolio From Derailment 27:33
  4. How Tax-Advantaged Accounts Supercharge Compound Growth 22:42
  5. Why Skipping Your 401(k) Employer Match Is Like Refusing a Guaranteed 100% Return 24:32
  6. When to Claim Social Security: How Delaying Benefits Creates a Compound Growth Effect on Your Retirement Income 24:51
  7. Why Cutting Lattes Won't Make You Rich 23:30
  8. How Starting Small at 25 Beats Catching Up Big at 40 20:29
  9. The Rule of 72: A Mental Math Shortcut to Estimate How Fast Your Money Doubles 22:56
  10. How Compound Interest Applies to Building a Rental Property Portfolio 25:21
  11. How Dividend Reinvestment Plans Create a Double Compounding Effect 23:04
  12. How Sequence-of-Returns Risk During Retirement Withdrawals Can Undo Decades of Compound Growth 24:58
  13. How Investment Fees Silently Destroy Compound Returns Over Decades 18:32
  14. How Negative Compound Interest Works When You Carry Credit Card Debt 25:45
  15. How Catch-Up Contributions After 50 Can Still Build Meaningful Retirement Wealth Through Compound Interest 24:38
  16. How Inflation Erodes Compound Interest Returns and Why Real Returns Matter 24:09
  17. How the 2026 Fed Rate Cuts Affect Compound Growth in Savings Accounts 25:35
  18. The Math of Dollar-Cost Averaging vs Lump Sum Investing in 2026 24:13
  19. How Rising Treasury Yields Are Reshaping Bond Portfolios in 2026 26:40
  20. How Tax-Advantaged Accounts Like HSAs and 401(k)s Supercharge Compound Interest 23:34
  21. The Psychology of Delayed Gratification and Why It's the Secret to Compound Wealth 25:49
  22. How Compound Interest Turns Small Monthly Investments Into Retirement Wealth 24:08
  23. How Compound Interest Works in Real Estate Investing 25:35
  24. The Rule of 72 Quick Mental Math for Investment Doubling Time 25:12
  25. The Math Behind Starting to Invest in Your 20s vs 30s 26:19
  26. How Compound Interest Turns Small Monthly Investments Into Six-Figure Portfolios 21:46
  27. The Math Behind Dollar-Cost Averaging vs Lump-Sum Investing 25:28
  28. How Tax Loss Harvesting Works in 2026 22:45
  29. Why Dollar-Cost Averaging Beats Market Timing in 2026 22:12
  30. Why Your Emergency Fund Is Losing Money and What to Do About It 24:36
  31. Why starting 5 years earlier multiplies retirement wealth by 2x 20:10
  32. How the Rule of 72 Can Double Your Money Faster Than You Think 18:01
  33. How the 4% Rule Changed Early Retirement Planning 22:48
  34. Q3 Portfolio Rebalancing: Preparing for Q4 Market Moves 21:30
  35. Q3 to Q4 portfolio rebalancing checklist 23:26
  36. How Rising Rates Change Your Compound Interest Timeline 15:14
  37. The 4% Rule: How to Calculate Your Safe Retirement Withdrawal Rate 22:35
  38. How Tax-Advantaged Accounts Accelerate Compound Growth 23:09
  39. How to Build a $100K Portfolio Starting with Just $500 25:34
  40. Why Tax-Loss Harvesting Matters More in 2026 20:38
  41. How to build a $1M portfolio starting with just $500 a month 21:49
  42. How dollar-cost averaging beats market timing 22:23
  43. Why Starting 10 Years Earlier Makes You Twice as Rich 23:41
  44. Vanguard's 2026 forecast of 4-5% stock returns challenges the 10% assumption behind most retirement plans and compound interest projections - what it means for long-term investors 20:49
  45. After a 15% Q2 rally, chips are selling off while the Dow chases records 24:15
  46. Gen X retirement crisis: dotcom trauma, no pensions, and the sequence-of-returns trap hitting investors near retirement in 2026 26:45
  47. Peter Thiel turned a $2,000 Roth IRA into $5 billion tax-free via self-directed Roth 22:12
  48. The income replacement ratio: why your retirement spending rate matters more than your 401k balance and how to calculate the real number you need 25:45
  49. Take a $15,000 Income Cut Today to Gain a $55,000 Raise Tomorrow: The Compounding Math Behind Delaying Social Security 19:07
  50. If a Stock Market Crash Is Coming, 100 Years of History Says This Is the Best Move Investors Can Make - what every rolling 20-year period since 1919 proves about staying invested and letting compound growth work through volatility 23:47