Castuner

Always on Point

Kristen Ambos

Join Kristen Ambos, a top mortgage loan originator with over 20 years of experience, as she launches *Always On Point*. This podcast dives into real estate, mortgages, credit, and more, offering financial education in a fun and approachable way. Kristen shares insights from her remarkable career and connects with industry experts to deliver valuable knowledge for consumers. Subscribe, share, and tune in weekly to empower yourself with the tools to navigate the financial world!

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Episodes

61 episodes

  1. New Appraisal Rules Are Coming! What Buyers & Realtors Need to Know 12:50
  2. 10 Mortgage Questions Realtors Ask Lenders | Closing Costs, Rates & More 27:30
  3. Buy the House Before the Car! How Car Loans Affect Mortgage Approval 16:07
  4. Mortgage Rates Over 7%? Why Smart Buyers See Opportunity 15:23
  5. AI vs. Human Mortgage Underwriting: Why Your Lender Still Matters 14:11
  6. Stay in Your Lane: Why Your Lender and Real Estate Agent Need to Work Together 17:42
  7. K-Shaped Economy Explained: Mortgage Rates, Homebuying & Planning for 2027 15:39
  8. 0% Down Does Not Mean $0 at Closing | What Homebuyers Still Need to Pay 19:19
  9. Buying a Home in Your 20s: What Young Buyers Really Want to Know 26:18
  10. Mortgage Rates Explained: The Truth About "Bait & Switch" Rates 36:13
  11. The Truth About Manufactured Homes: Basements, Insurance, and Titling 24:24
  12. The $100K Mortgage Hack: Save Big on Your Interest Rate 22:22
  13. Stop Waiting for 3% Rates 17:29
  14. The Pre-Approval Trap 21:31
  15. The Truth About Credit Scores & Homeownership 15:53
  16. Managing the Real Estate Mix 15:49
  17. The Self-Employed Borrower’s Guide to Mortgages 21:21
  18. Winning the Offer with VA and FHA Loans 21:54
  19. Bankruptcy as a Financial Tool 17:37
  20. The $27 a Day Roadmap to Homeownership 20:17
  21. Savvy Buying Featuring Dawn Quait, Jessica Kalwitz and Payton Krueger 31:40
  22. Savvy Selling Featuring Dawn Quait, Jessica Kalwitz and Payton Krueger 37:21
  23. Saving the deal 13:31
  24. Real Money, Real Lives: The Strategy Behind Successful Closings 19:32
  25. You asked, I answer 22:17
  26. Point to Close 26:16
  27. The Reality of Rates 17:55
  28. Behind the Appraisal 28:12
  29. Rate Rollercoaster in 2026 19:00
  30. Relocating 20:23
  31. Can I buy a home for my family member? 19:25
  32. Crafting Your Perfect Mortgage 21:22
  33. Are you overthinking social media? 30:00
  34. Most asked Mortgage Questions, anwsered. 21:06
  35. Where are rates headed and why you NEED a Real Estate Professional 25:12
  36. Why a Mortgage Team WINS 30:28
  37. Season 2 Welcome & Market Update 28:03
  38. Payton Krueger, Realtor with Coldwell Banker 26:33
  39. Credit Deep Dive 12:38
  40. DSCR Loan Deep Dive 12:53
  41. Rogelio Ramirez - Realtor/Investor, Coldwell Banker 26:48
  42. Greg Dallaire - Owner/Broker of Dallaire Realty 34:43
  43. VA Loan Deep Dive 16:23
  44. Jake Schultz – Spectrum Insurance Personal Lines Agent 28:53
  45. Marina Delbecchi – Director of Homeownership Center at Neighborworks, Green Bay 26:38
  46. Baxter Colburn - Owner of Colburn Creative 29:24
  47. Delphine Jespersen - The 530 and Co. 36:43
  48. Mandi Wilke - Stroll Ledgeview 35:58
  49. Rosie Vander Loop - President of NEW/HOME Title Group 27:09
  50. Monte Reyment - Broker Owner - Take Action Realty 24:49