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Dollars & Sense

HAPO Community Credit Union

This isn’t your average money podcast. Dollars and Sense breaks down personal finance without the fluff. You’ll get honest talk, real stories, and practical advice to help you get ahead while still enjoying the things that make life fun. Powered by HAPO Community Credit Union.

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Episodes

76 episodes

  1. Why Credit Union Members Should Care About Financial Policy 52:18
  2. How Scammers Convince Ordinary People to Hand Over Everything | Pasco PD 1:01:56
  3. How to Build Credit Without Taking on Unnecessary Debt 52:27
  4. The Investing Questions Everyone Is Asking Right Now 54:24
  5. You Saved Enough to Retire. Now What? 51:59
  6. They Didn’t Have It All Figured Out. They Built the Business Anyway. 47:25
  7. What Happens When a Medical Emergency Sends Life Off Script? 42:08
  8. We Asked College Students Where Their Money Actually Goes 42:09
  9. The Truth About Owing the IRS and How to Get Ahead of It 56:21
  10. The Banking Tools Most Business Owners Don't Know Exist 45:03
  11. What Working at a Credit Union Taught Us About Financial Mistakes 37:01
  12. How Scams Are Evolving In The Age Of AI 37:31
  13. The Biggest Financial Mistake People In Their 20s Make 40:25
  14. The Truth About Fixing Your Credit (No One Wants to Say This) 38:18
  15. We Asked a Tax Pro What People Get Wrong About Taxes 41:45
  16. We Bought a House at 19 — Here’s What Almost Stopped Us 36:29
  17. Investing Is Simple, But Your Emotions Decide the Outcome 46:09
  18. Why the Same Income Feels Completely Different at Every Stage of Life (The Budget Experiment) 54:47
  19. 5 Financial Habits That You Should Adopt in 2026 33:36
  20. What 25 Years of Debt Counseling Reveal About How We Handle Money 38:53
  21. How One Family Built Generational Wealth… And What You Can Learn From Them 37:28
  22. The Healthcare Money Mistakes Almost Everyone Makes 53:50
  23. AI Is Getting Too Real — And This Fraud Story Proves It 50:23
  24. We Asked a Cyber Expert How Hackers Steal Millions… The Shocking Business Behind Every Cyber Attack 55:22
  25. How Gaming Quietly Became Bigger Industry Than Hollywood 56:00
  26. Owning a Home Changes the Way You Think About Money 46:23
  27. The #1 Investing Myth Holding People Back 49:20
  28. How HAPO is Reshaping Commercial Banking in the Tri-Cities 26:28
  29. How HAPO Is Keeping Local Banking Alive 36:52
  30. Pickleball, Concerts & Economic Growth — The Bold New Vision for the HAPO Event Center 44:33
  31. How Much Does IVF Really Cost? One Woman’s Journey Through Fertility and Finances 49:05
  32. He Got Tired of Waiting for Schools to Teach Money, So He Did It Himself 46:02
  33. Can Money Really Buy Happiness… or Just Rent It? 34:16
  34. Spilling the Tea on Fraud: What Scammers Are Really Up To 46:52
  35. You Work Hard for That Refund — Here’s How to Use It Smarter 31:40
  36. We Asked a Mom + a Money Pro How to Raise Financially Smart Kids—Here’s What They Said 38:06
  37. Our Podcast Guest Was ChatGPT… Did It Fix Our Finances? 31:33
  38. Building Your Dream Home? WATCH THIS FIRST! 41:13
  39. Is Money Secretly Sabotaging Your Relationship? 30:12
  40. The Super Bowl Economy: How Game Day Becomes a $17 Billion Dollar Event 54:16
  41. Where Did All Your Money Go? How to Stop Living Paycheck to Paycheck 31:25
  42. The Hidden Power of Credit Unions: Shaping Policy, Saving Communities 42:32
  43. Is Your Free Time Your Next Payday?: The Power of the Side Hustle 42:30
  44. From Temu to TikTok: How Modern Shopping Trends Are Changing Your Spending Habits 1:06:44
  45. The Market Shift: What's next for Real Estate Buyers and Sellers 40:51
  46. How Solid is Your Foundation? 47:29
  47. SMS Fraud 28:17
  48. Consumer Lending 41:55
  49. Mortgage Talk 50:43
  50. Starting up a Business 53:34