Silent Crash
1C Story Network
In the dark of night, a piece of legislation was signed into law on Mackinac Island last year. On July 2, 2021, it took effect - to the devastation of thousands. PA 21 gutted no-fault auto insurance - the program that Michigan drivers have paid into since 1973. If a Michigan driver was in a catastrophic car accident and needed ongoing medical care past what the initial insurance covered, that fund paid for it. For life. It's a promise Michigan made to its paying citizens. This isn't tax money. It's money those drivers paid into the fund through their insurance companies. WITH PA21, MICHIGAN SURVIVORS OF CATASTROPHIC AUTO CRASHES SUDDENLY GOT THEIR BENEFITS CUT BY A WHOPPING 45%. That’s 45% less in services they need to survive. It also limited the hours that these survivors can get care to 56 hours per week. That's one caregiver, eight hours per day instead of the team of round-the-clock medical professionals