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Under One Roof

Under One Roof

Under One Roof, hosted by Robyn Flynn, featuring LJ Aguinaga (LJ Realties), Martin Spalding and Fred Pichette (Fred et Martin Hypothèques), expertly guides listeners through the intricate maze of home buying and financing, while revealing key factors that significantly impact a home's value. Whether you're a first-time homebuyer or a seasoned investor, this is the show for you.

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Episodis

101 episodis

  1. Buy Now or Keep Renting? The Cost of Waiting 40:06
  2. Investment Property Math + Mortgage Renewal Strategies 41:30
  3. Buying a Duplex + Helping Your Kids Buy Their First Home 36:26
  4. When to Walk Away + How Debt Affects Your Mortgage 38:54
  5. Condo vs. House: Which Is Right for You? + Mortgage Approval Mistakes to Avoid 41:32
  6. Buying Your First Home + B-Lenders Explained 41:04
  7. Quebec Election Special: Where the Parties Stand on Housing 32:43
  8. Selling an Inherited Property + Reverse Mortgages Explained 37:05
  9. Pricing Your Home & Refinancing to Consolidate High Interest Debt 33:57
  10. Which Exterior Improvements Are Worth the Money? 35:33
  11. Selling One Home & Buying Another + YOUR Mortgage Questions Answered 38:15
  12. How much is your home really worth? 38:18
  13. Selling Your Home in Montreal? Here's Why the First Week Matters 40:29
  14. Inspection Report Red Flags + More Frequently Asked Mortgage Questions 36:19
  15. Investment Properties, Interest Rates & Mortgage Questions Explained 34:03
  16. What Selling Your Home Actually Looks Like + Mortgage Paydown Strategy 35:31
  17. What to Do If Your Home Isn't Selling + Mortgage Myths Explained 37:51
  18. Quebec introduces a welcome tax credit for first-time homebuyers 35:25
  19. Higher interest rates and big city price drops 35:33
  20. Economic troubles and curb appeal recommendations 35:31
  21. Quebec landlords can no longer put "no pets" clauses in their leases 37:53
  22. How inflation is impacting Montreal's real estate market 36:36
  23. Why you should avoid part-time realtors 36:40
  24. What turns potential buyers away? 33:48
  25. How to make YOUR offer stand out 37:02
  26. Interest rates, downsizing, and avoiding becoming house poor 36:14
  27. What to do if your bank turns you down for a mortgage 35:02
  28. The key to being a great landlord who actually makes money 34:09
  29. Older home red flags and pre-approval documents 31:30
  30. December inflation crept up to 2.4% - should Canadians be worried? 37:36
  31. Buying pre-construction and renewing your mortgage as a self-employed individual 36:06
  32. Where is the Canadian housing market headed in 2026? 32:57
  33. 2025 Year in Review 40:53
  34. Downsizing and preparing for the future 36:24
  35. Can you use crypto as a down payment on a house? 35:25
  36. Advice for couples who are choosing to live together 37:36
  37. Could 50 year mortgages become available in Canada? 36:07
  38. Renew, refinance, or reverse mortgage - which is best for YOU? 32:48
  39. Curb appeal and credit mistakes 37:36
  40. The Buyer's Journey, from Pre-Approval to Purchase 36:23
  41. Mortgage 101: Everything You Need to Know About Buying a Home 37:40
  42. Ask the Notary: leaving your estate to your children 36:35
  43. Wild property management stories and reverse mortgages 39:38
  44. How property managers are using technology to better serve their clients 38:31
  45. Why the latest interest rate cut isn't necessarily a reason to celebrate 31:39
  46. Will the Bank of Canada continue to cut interest rates in 2025? 29:16
  47. Making lump sum payments to get ahead 32:45
  48. Staying on top of your credit report 34:50
  49. Reverse mortgages and moving day in Quebec 35:41
  50. Thinking about buying a cottage? Listen to this first! 34:16